Deposits are fixed income. For example, the current one-year deposit interest rate is 4. 14%, so you take 10000 yuan to deposit, and one year later it will be 104 14, and then deduct the interest tax (5%).

Life insurance with a long insurance period, 20 or 30 years, or even longer, generally includes a financial plan and an insurance plan. Generally speaking, the income of financial planning is not too high, which is related to the distribution of capital flow, and the insurance plan will give you some compensation when you are sick or accident. Relatively speaking, the income from insurance is slightly higher than that from deposits.

If you want to get higher returns, you should make other investments, such as stocks, funds, foreign exchange, gold, futures and so on. Wait a minute.