(1) At present, China's banking institutions generally adopt the general branch-branch structure.
(2) Some provinces and cities have special circumstances, such as Shandong Branch and Qingdao Branch, which are all tier-one branches (i.e. provincial branches). This is because some cities have relatively developed economies and rapid business development, and the head office may upgrade the second-tier branches in some cities to first-tier branches. In the same way, provincial banks may also upgrade the first-tier branches in some developed counties to second-tier branches, but these are not universal.
The main functions of sub-branches are mainly responsible for the examination and approval of some projects and the business inspection of subordinate institutions. Such as: the issuance of bank account opening license, the approval of loan card issuance, etc.
Specific responsibilities are as follows:
1. Implement a prudent monetary policy to support the economic development of the jurisdiction.
2, according to the authorization to carry out foreign exchange management, maintain the stability of foreign exchange order in the region.
3. Manage the distribution library. Specifically responsible for the allocation, storage, destruction and accounting of RMB issuance funds, cash deposit and withdrawal of commercial banks, and the organization of RMB anti-counterfeiting work. Sub-branches are mainly responsible for the approval of some projects and the business inspection of subordinate institutions. Such as: the issuance of bank account opening license, the approval of loan card issuance, etc.
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How to apply for a bank card: Please bring the applicant's and his/her agent's valid identity documents, photocopies and power of attorney to any branch of the Agricultural Bank of China in China. After the agent opens the card, the cardholder must hold the card and the original of his valid ID card and activate it at any counter of the Agricultural Bank of China. Valid identity documents of China citizens in China:
1. Resident ID card (China citizens under the age of 16 who live in China should open a debit card on behalf of their guardian, and show their valid ID card of the guardian, the resident ID card or household registration book of the debit card user, and guardianship certification materials (household registration book, birth certificate, street certificate, etc. ).
2.2. Temporary resident ID card (supplementary identification materials required by PBOC shall be provided). /kloc-citizens under the age of 0/6 and citizens without full capacity for civil conduct due to mental retardation, intellectual disability and other reasons. , you should also provide the legal guardian's resident ID card+proof of agency relationship.
3.4. Effective proof of legal agency relationship includes but is not limited to: relevant proof issued by household registration book and judicial documents (judgment, ruling, mediation, etc.). ), community neighborhood committees (villagers' committees) and above, or public security departments and notary departments. 5. Other special customer agency relationship certificates shall be implemented in accordance with relevant regulations.