The main parties of remittance business are the remitter, the payee, the remitting bank and the collecting bank. Its business process is: the remitter submits a remittance application form to the remitter, and the remitter informs the remitter in some way (such as SWIlVr, telex, draft, etc.) according to the instructions of the application form, and the remitter will distribute the remittance to the payee. The specific process of telegraphic transfer and money order remittance is different. The process of telegraphic transfer and remittance is as follows: the remitter fills in the remittance application form and pays the remittance to the remittance bank; The remitting bank will remit the money to the remitting bank by additional telex or SWIFT; The remittance bank remits the remittance to the payee. The remittance process of bill remittance is as follows: the remitter fills in the "remittance application form" and pays the remittance to the remittance bank; The bank issues a bank draft to the remitter; The remitter gives the bank draft to the payee; The payee submits the bank draft to the remittance bank (remittance bank) and remits the remittance to the payee.