As you said, the annual fee is charged normally, and the annual fee standards for different cards are different. Please log on to our homepage and select "Charge Standard"-"Bank Card Charge Standard" to inquire.
A small deposit account refers to an account with a daily average deposit balance lower than that of 300 yuan (excluding 300 yuan). The specific calculation method is to add up the daily deposit balance of an account for one quarter, and then divide it by the total number of days of deposit to get the average value. For example, if the balance of an account for three consecutive days is 100 yuan, 200 yuan and 0 yuan respectively, the average balance of the account is 100 yuan. And so on.
ICBC will automatically calculate the average daily deposit balance of this account for one quarter through the computer system. If the deposit is less than a quarter, it shall be calculated according to the actual deposit days.
Since June 2, 2006, KLOC-0, our bank has charged quarterly account service fees for RMB small personal current deposit accounts with average daily deposit balance lower than that of 300 yuan (excluding).
(1) charging standard: 3 yuan RMB account service fee is charged for each account every quarter, once every quarter.
(II) Charging period: The charging period of RMB personal small current deposit account is 2 1 at the end of each quarter to 20/at the end of the next quarter. The first charging period is from March 2, 2006 to June 20, 2006.
For the following 1 1 RMB small personal demand deposit accounts in use, we will not charge the account service fee temporarily:
(1) The current account in the wealth management account;
(2) peony traffic card account;
(3) the deposit account used to repay our personal loan;
(4) Multi-currency comprehensive accounts with balance in foreign currency accounts (local and foreign currency all-in-one, peony international debit card, foreign exchange trading account, etc.). );
(5) Peony Credit Card, Peony Credit Card and Peony International Credit Card account;
(six) to open a minimum deposit account;
(seven) social security deposit accounts (pension accounts and pension insurance, unemployment insurance, medical insurance accounts);
(8) Accounts for purchasing open-end funds and RMB wealth management products, book-entry treasury accounts, bank-insurance accounts, bank-securities accounts and bank-securities transfer accounts;
(nine) wage accounts and accounts for withholding water, electricity, gas, telephone and other expenses by stages;
(ten) housing provident fund account;
Personal online banking electronic card account.