If it is a small company, it is more concerned about the cost of the company. It is recommended to choose a bank that is free of management fees, online banking fees and SMS fees, or try to collect as little as possible, and then choose a nearby outlet. Generally speaking, the charges of the four major state-owned banks (workers, peasants and China Construction) are relatively high, and the promotion preferential period has passed. Joint-stock banks depend on the situation, which one can be exempted. After all, it costs hundreds or even thousands of dollars a year. If the company needs to apply for a company loan, it is recommended to open an account directly in a bank with convenient loans.
Even if you open a basic account in other banks, you need to submit materials to open a general account in a loan bank. Therefore, if it is not very convenient to handle business at ordinary times, it is recommended to go directly to the bank to open a loan preparation. At present, most people use the accounts of banks or American banks to do foreign trade, and they can receive and transfer money directly from global accounts, which is very free. If the landlord is really engaged in foreign trade for a long time, we can help you open these overseas accounts. Both accounts in the United States can be slowly transferred back to China. At present, China Merchants Bank debit cards are free of charge for domestic bank/inter-bank, city/off-site remittance through mobile banking (including PAD banking) and online banking (including mass version and professional version).
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