If you choose to remit money the next day instead of real-time remittance, the money will not be transferred out until 0: 00 the next day, and the customer can naturally apply for cancellation within 24 hours.
It should also be noted that if you choose the method of remittance after 2 hours, you must apply for account cancellation within 2 hours, otherwise the money will be transferred out after 2 hours, and you will not be able to take it out then.
Inter-bank transfer remittance is a kind of business that transfers RMB or foreign currency to units or personal accounts opened in other banks in China. Use online banking, ICBC and other banks to transfer and remit money.
selling point
1. Deposits and withdrawals do not have to travel between banks, but can be transferred by themselves through various channels (the specific entry time depends on the receiving bank system).
2. The currency of transfer and remittance includes not only RMB, but also all foreign currency savings currencies (foreign currency is suitable for remittance to personal accounts).
Operation guide
1. Inter-bank transfer and remittance through online banking.
To transfer and remit money with other banks by using online banking, ICBC needs to register "Finance @ Home" personal online banking first, and apply for using U shield (Personal Customer Certificate) by opening online banking authority at business outlets. Use online banking to transfer and remit money between ICBC and other banks.
2. Inter-bank remittance of foreign currency in business outlets
You can handle foreign exchange remittance at our foreign exchange business outlets and fill in the remittance voucher.
skill
1. According to the relevant regulations of the People's Bank of China, the service hours of ICBC and other banks for transfer and remittance are 9: 00- 17: 00 every working day.
2. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan.
3. When handling foreign exchange remittance, please pay attention to the following provisions of the State Administration of Foreign Exchange:
(1) The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or be the immediate family member of the remitter. If the payee's name is different from the remitter's name, the proof that the payee and the remitter are immediate family members must be produced. "Immediate family members" include "spouse, father (mother) and son (daughter)". The certificate is as follows:
A. If the payee and the remitter are in the same household registration book, the household registration book shall be presented.
B. If the payee and the remitter are not in the same household registration book, notarization or authentication documents issued by authorized institutions such as notary department or police station are required to prove that the payee and the remitter are indeed immediate family members.
(2) The nature of your foreign exchange remittance collection account and payment account in the same city must be the same, that is, "bank to bank, remittance to remittance", that is, "the nature of banknotes/remittances remains unchanged before and after the transfer of funds".