? In China, neither credit card nor bank card can recharge PayPal account in US dollars or RMB (the country has strict foreign exchange control), and only local American banks (not even foreign banks in China) can recharge PayPal account in US dollars, which is why there are market conditions for PayPal exchange business now.

Payment process:

1. As long as there is an email address, the payer can log in and open a PayPal account, become its user through authentication, and provide credit card or related bank information to increase the account amount, and transfer a certain amount from the account registered at the time of opening the account (such as credit card) to the PayPal account.

2. When the payer starts the payment procedure with a third party, he must first enter the PayPal account, specify the specific remittance amount, and provide PayPal with the payee's email account number.

3. Then, PayPal sends an email to the merchant or payee to inform them that there are funds waiting to be collected or transferred.

4. If the merchant or payee is also a PayPal user, the money designated by the payer will be transferred to the payee after they decide to accept it.

5. If the merchant or the payee doesn't have a PayPal account, the payee can instruct the connecting station to enter the webpage to register and obtain a PayPal account according to the contents of the PayPal mail, and the payee can choose to convert the obtained money into a check and send it to the designated place, transfer it to his personal credit card account or transfer it to another bank account.