Transfer refers to a kind of bank currency settlement method in which money is transferred from the payment account to the collection account through the bank without using cash directly, so as to complete currency receipt and payment. It is gradually developed with the development of the banking industry. When the settlement amount is large and the space distance is long, the transfer settlement can be safer and faster. In modern society, most commodity transactions and monetary payments are made through transfer settlement. Transfer settlement can be divided into settlement in the same city and settlement in different places. As a bank settlement method, transfer is widely used. You can transfer and settle accounts between different places in the same city, between company accounts, between company accounts and individual accounts, and between individual accounts. Units that handle bank transfer settlement and bank transfer settlement shall follow the principle of settling goods in currency and safeguarding the legitimate rights and interests of both parties, and banks shall not advance funds. In addition, the transfer settlement should also comply with the relevant provisions of the state.
Common transfer methods include bank card transfer, Alipay transfer and WeChat transfer.
1. Bank card transfer: when transferring, you can choose to receive the account in real time or within 2 hours, and you cannot withdraw cash. If you choose normal collection, if the collection is unsuccessful, you can contact the bank staff to withdraw cash.
2. Alipay transfer: Alipay has set up the function of delayed collection. It can contact Alipay staff and the police before withdrawing money from another account.
3. WeChat transfer: After the delayed payment function is enabled, please call the official WeChat customer service hotline 0755-83765566 or 950 17 to explain the specific situation and provide relevant information to withdraw the transfer.