At present, China tourists can use UnionPay cards for shopping in some hotels, guesthouses, handicraft shops, supermarkets and other businesses in Hanoi, Ho Chi Minh City and Halong Bay, and there is no need to pay any handling fee (the consumption amount is the amount of your credit card).

It is more economical and convenient to use UnionPay cards to extract Vietnamese dong than to exchange RMB for Vietnamese dong in Vietnamese gold shops or foreign exchange points. At the end of 2006 1 1, the exchange rate of RMB against Vietnamese dong in Jin Dian of Ho Chi Minh City was about 1600 to 1900, and the foreign exchange point was 1900 to 2000, while the ATM withdrawal rate of UnionPay card was 2040 to 2050, which was the most favorable. At present, ATMs with the eye-catching "UnionPay" logo can be seen in Ho Chi Minh City, Hanoi and Haiphong, as well as places frequented by China tourists such as Halong Bay, Hue, Hoi An and Daai. You can use UnionPay card to withdraw money and check the balance at these ATMs. After inserting the UnionPay card, these ATMs will automatically display the Chinese interface and send out Chinese voice prompts. You just have to follow the prompts. Your card-issuing bank may charge a small fee for each withdrawal transaction. Please consult the issuing bank for details (generally, big banks charge more than small banks, and the charges vary from bank to bank).