Chapter I General Provisions Article 1 In order to strengthen the management of foreign exchange business of non-bank financial institutions and promote their healthy development, these Measures are formulated in accordance with the Provisional Regulations of People's Republic of China (PRC) on Foreign Exchange Management. Article 2 These Measures shall apply to trust and investment companies, trust consulting companies, finance companies, finance companies, finance leasing companies and companies. (hereinafter referred to as non-bank financial institutions) refers to financial institutions approved by the State Administration of Foreign Exchange to engage in foreign exchange trust deposit, loan, investment, financing, leasing and guarantee business. Article 3 The State Administration of Foreign Exchange and its branches (hereinafter referred to as the foreign exchange administration departments) are the administrative organs of foreign exchange business of non-bank financial institutions, and are responsible for the management, supervision, guidance and inspection of their foreign exchange business. Article 4 A non-bank financial institution shall be an enterprise legal person with independent accounting, independent operation and self-financing, and shall abide by the relevant laws, regulations and policies of the state when operating foreign exchange business; Within the scope of these measures, its independent business decision-making should be respected and guaranteed. Chapter II Application, Approval and Termination of Foreign Exchange Business Article 5 A non-bank financial institution applying for foreign exchange business must meet the following conditions:

1. Approved by the People's Bank of China as a financial institution;

2. It really meets the needs of the economic, financial and trade development of a country or region;

Three, have the ability to operate foreign exchange business, especially should have a certain number and quality of economic and financial personnel, of which the main person in charge and the person in charge of foreign exchange business should have more than three years of financial and foreign exchange business experience;

Four. Paid-in foreign exchange capital meeting the following requirements:

National non-bank financial institutions should hold foreign exchange of not less than10 million US dollars;

Non-bank financial institutions in provinces, autonomous regions, municipalities directly under the Central Government, cities under separate state planning and special economic zones shall have foreign exchange equivalent of not less than 5 million US dollars;

The foreign exchange of non-bank financial institutions in provinces, autonomous regions and municipalities shall not be less than 2 million US dollars. Article 6 To engage in foreign exchange business, a non-bank financial institution shall submit a written application to the foreign exchange administration department and submit the following documents and materials:

Feasibility report on applying for foreign exchange business;

Two, China people's bank approved as a financial institution;

Three. Articles of Association approved by the People's Bank of China;

Four, People's Republic of China (PRC) * * * certified public accountants' capital verification certificate;

5. Names and resumes of the principal responsible person and the person in charge of foreign exchange business. Article 7 Examination and approval authority and procedures

1. National non-bank financial institutions shall be reported to the State Administration of Foreign Exchange for approval;

2. Non-bank financial institutions in provinces, autonomous regions, municipalities directly under the Central Government, cities under separate state planning and special economic zones shall be reported to the State Administration of Foreign Exchange for examination and approval by the local foreign exchange administration branch;

3. Non-bank financial institutions in provinces, autonomous regions and municipalities shall be reported to the State Administration of Foreign Exchange for examination and approval by the local foreign exchange administration branch;

Four, all non-bank financial institutions approved to engage in foreign exchange business, by the State Administration of foreign exchange issued a unified "foreign exchange business license". Article 8 Non-bank financial institutions that are allowed to engage in foreign exchange business may apply to the administrative department for industry and commerce for registration or change of registration with the Financial Business License and the Foreign Exchange Business License. Article 9 When a non-bank financial institution applies for or the foreign exchange administration department decides to terminate the foreign exchange business, it shall, under the supervision of the local foreign exchange administration department, taxation, industry and commerce and auditing departments, clear up the foreign exchange claims and debts, return them or have their foreign exchange business license revoked by the foreign exchange administration department.

Non-bank financial institutions applying for suspension of foreign exchange business shall submit a written application to the foreign exchange administration department 30 days ago and submit the following materials:

(1) An application for suspension of foreign exchange business signed by the board of directors;

(2) Recent balance sheet, income statement and foreign exchange position statement. Chapter III Scope of Foreign Exchange Business Article 10 Non-bank financial institutions may apply for operating some or all of the following foreign exchange businesses:

1. Domestic and foreign exchange trust deposits;

2. Domestic and foreign exchange trust loans;

3. Domestic and foreign exchange trust investment;

4. Foreign exchange loans at home and abroad;

5. Issuing and acting as an agent to issue foreign currency securities at home and abroad;

6. Buying and selling foreign currency securities or acting as an agent to buy and sell foreign currency securities;

Seven, with its own funds for foreign exchange investment;

8. International financial leasing;

9. Foreign exchange guarantee and witness business;

X. Support RMB business under foreign exchange investment, loans (including trust investment and trust loans), leasing and guarantee;

Eleven, non bank financial institutions can apply for the following banking services:

(1) Domestic foreign exchange borrowing;

(2) accepting foreign exchange deposits under its foreign exchange investments, loans, leases and guarantees;

Twelve, other business approved by the State Administration of foreign exchange.

The above-mentioned overseas borrowing, overseas investment, issuance and agency issuance of foreign currency securities shall be submitted for approval according to relevant regulations, and shall not be handled without approval. Article 11 Non-bank financial institutions must engage in foreign exchange business within the approved business scope. Chapter IV Business Management Article 12 Non-bank financial institutions shall, in accordance with the relevant provisions of these Measures and the approved business scope, formulate corresponding business systems and measures (such as specific measures for deposit, lending, investment and leasing), which shall be implemented after being approved by the local foreign exchange administration department.