scope of business
The main business areas include corporate banking, personal banking and treasury business. Provide a variety of services, including absorbing public deposits, issuing loans, handling domestic and international settlement, accepting and discounting bills, issuing financial bonds, buying and selling government bonds and financial bonds, engaging in interbank lending, buying and selling foreign exchange, engaging in bank card business, providing letter of credit services and guarantees, acting as an agent for receiving and paying money and insurance agency business, and providing safe deposit box services.
Global layout
China Construction Bank has set up a wide range of branches around the world, with at least 19 overseas institutions on six continents. Specific overseas institutions include Amsterdam Branch, Toronto Branch, New Zealand Branch and Sydney Branch, covering many key financial regions around the world. By setting up branches around the world, CCB has formed a 24-hour uninterrupted service capability and basic service structure.
Finance and ranking
In 2023, Fortune ranked 7th on the China 500 list. At the end of 2023, the total assets of China Construction Bank was 38.32 trillion yuan. Although its operating income declined for two consecutive years, it still reached a very considerable figure. In the ranking published by The Banker, China Construction Bank once ranked second in the list of 65,438+0,000 big banks in the world.
organization structure
Head office level: The head office of China Construction Bank is the highest level of the whole organizational structure and is responsible for formulating and implementing the overall strategy and policies of the whole bank. The head office consists of the board of directors and the president's office, and is divided into different departments responsible for different business sectors.
Main departments: Risk Management Department is responsible for risk prevention and control, credit approval, internal audit and other work to ensure that banking risks can be controlled; The Office of the Management Committee is responsible for assisting the President in handling administrative affairs and organizing meetings to ensure the smooth internal management of the bank; The Asset-Liability Management Department is responsible for the capital operation and asset-liability management of the whole bank, and optimizing the asset structure and liability structure of the whole bank; The business department is responsible for various business development and customer service, and is the main interface between banks and customers; The human resources department is responsible for personnel management, salary and welfare, employee training, etc. , and provide sufficient human resources support for banks; The information technology department is responsible for the construction and maintenance of the bank information system to ensure the informationization and efficiency of the banking business;
Branch level: CCB has branches all over the country. A branch is a subsidiary directly under the head office, and a sub-branch is a subsidiary of a branch. Branches and sub-branches are responsible for business development and customer service within their jurisdiction, and are an important window for banks to serve customers.
corporate culture
Adhere to the customer-centric, adhering to the principle of integrity and responsibility. Encourage employees to actively innovate and advocate teamwork. Committed to achieving its own sustainable development and sharing the development results with customers, employees and other stakeholders.