1. Personal foreign exchange settlement business: Since August, 2023, China Merchants Bank has implemented interest spread concessions for personal foreign exchange settlement business. By the end of the year, customers can handle foreign exchange settlement through online banking, mobile banking and other self-service channels, and can enjoy a maximum 6.8% interest spread discount according to different card levels.

2. Corporate online banking settlement business: From February 1 day to February 3 1 day, 2023, corporate customers will handle self-service settlement business through China Merchants Bank's corporate online banking, and new customers will enjoy a 50% discount on the spread when they open the online self-service settlement function; Old customers enjoy a 30% discount on the spread when they newly open the online self-service foreign exchange settlement function.