Tip 1: If you can change it at a domestic bank, don't go out and change it.

Remember the first principle of foreign currency exchange. In domestic banks, the exchange rate is the most cost-effective! At the airport, exchange point, or ATM machine, there will be exchange rate difference more or less! So pay attention to the exchange rate of the day before going out and change it at the bank in advance.

Tip 2: Don't exchange too much foreign currency.

Tourism consumption is mainly based on credit cards, which are settled at the exchange rate of the day, which is more cost-effective. Cash is mainly used to pay some small expenses such as transportation and snacks.

Therefore, when you exchange foreign currency, don't exchange too much at a time. The point is, if you are a stranger, you bring too much money, obviously telling some people that money will come soon. In addition, according to the regulations of China Customs, each person can take the equivalent foreign currency of no more than RMB 20,000 or USD 5,000 out of the country. If it exceeds the quota, it must be declared to China Customs before leaving the country.

Tip 3: It is most appropriate to exchange one or two weeks in advance.

Choose the appropriate exchange time according to the fluctuation trend of foreign currency exchange rate, and don't exchange it too long in advance. It is most appropriate to exchange it one or two weeks before you travel. Don't change money a day or two in advance, because many banks need to make an appointment in advance to change foreign currency.

Tip 4: The US dollar is used as a transit currency for small currencies.

If you want to exchange small amounts of money, Southeast Asian currencies such as Vietnamese dong cannot be directly exchanged in domestic banks. At this time, you can first exchange RMB for US dollars, and then go to the local area to exchange US dollars for local currency. In addition, it is more favorable to exchange dollars at home than abroad.

Tip 5: Credit card spending can reduce the handling fee.

Before changing money, ask if there is a handling fee. If so, you can choose to spend by credit card. It is free for some banks to swipe their cards or withdraw money abroad. ?

The above is for reference only, referring to the actual situation, satisfied, please adopt, thank you.