In consumption abroad, when the transaction currency is different from the settlement currency of the credit card holder's foreign currency account, a foreign exchange handling fee of 1.5% of the settlement amount of each transaction is charged in the account currency. (Note: Cards with automatic foreign exchange purchase function for global payment are exempt from foreign exchange exchange exchange fees, such as Longka Global Payment Card, Mousse Credit Card and Premium Card).
The handling fee for credit card consumption through POS is as follows:
1, dragon card cartoon, wealth management card, quasi-credit card, there is no handling fee for using POS card in China; Cardholders don't charge fees through UnionPay network consumption abroad. Wealth management cards, VISA and MasterCard are free to spend overseas dollars.
In overseas non-USD areas, the foreign currency exchange fee is charged at 0.5% of the original consumption amount converted into USD, and the cardholder is charged in USD currency.
2. CCB's credit card consumption in different places in the same city does not need to pay handling fees. In consumption abroad, when the transaction currency is different from the settlement currency of the credit card holder's foreign currency account, a foreign exchange handling fee of 1.5% of the settlement amount of each transaction is charged in the account currency.
Extended data
The use of CCB bank cards abroad:
CCB's RMB/USD dual-currency credit card can be traded not only in the overseas UnionPay channel, but also in the overseas USD area through the VISA/MASTER network. If it is a single-currency credit card of China Construction Bank UnionPay, it can be traded on the overseas UnionPay network.
Dragon cards, wealth management cards and quasi-credit cards with the UnionPay logo of China Construction Bank can handle POS consumption and ATM withdrawal/inquiry through the overseas UnionPay network.
Holding the VISA/MASTER dual-standard wealth management card of China Construction Bank can not only trade in UnionPay channel, but also handle POS consumption, cash withdrawal (including counter and ATM), ATM inquiry and other services through overseas VISA/MasterCard network.
Tips: If the country you go to supports the POS/ATM transaction of UnionPay network, please consult UnionPay 955 16. If you need to withdraw money through overseas ATM, please insert the card and follow the instructions of the device because of the differences between devices.
Does China Construction Bank charge for POS credit card consumption?