If it is expedited through personal online banking, ICBC will transfer the money to the other bank in real time. If the ordinary method is used, ICBC will transfer the money to the other bank after 24 hours. When you arrive at the other bank, it is up to the Bank of China to decide when to enter the payee's account.

If you handle the remittance at the counter, it will usually arrive within 3 working days.

Transfer and remittance between ICBC and other banks: If your transaction amount is below RMB 20,000 (inclusive), you can handle it at any time. If you submit the transaction after non-working hours, we will submit the transaction at the next working hour and transfer it to the receiving bank after 24 hours, depending on the receiving bank system. If you submit and select "Express" during working hours, the funds will arrive at the receiving bank in real time. The premise of operating this function is that you can select a collection line in the collection line table. If you submit during working hours and select "Ordinary", the funds will reach the payee's bank within 24 hours, depending on the payee's banking system.

If your transaction amount is more than 20,000 RMB, you need to make the transaction within the service hours of inter-bank remittance according to the relevant regulations of the People's Bank of China, that is, from 9: 00 to 17: 00 every working day (usually from 9: 00 to 17: 00 every working day, please consult the local 95588 for details), and the funds will be received in real time. If you operate during non-trading hours, you can make an appointment to submit an inter-bank remittance instruction, and you can see "Bank Pending Appointment" in the query function.