However, we should know that the fines imposed on banks mean that they have been fully investigated, and the illegal operations involved are of a rather bad nature, and the operators of banks may suffer relatively large profit losses.
Personally, I suspect this fine may be related to Bitcoin.
1. This event has no impact on normal users. Jinjiang Branch of CCB was fined 225,000 this time because it was suspected of violating the Administrative Regulations on Anti-X Money and Payment and Settlement.
Some netizens were shocked to see the news, so they quickly opened their wallets to see if there was a CCB card, and even wanted to transfer the money on the card to another bank immediately.
In fact, this kind of behavior is unnecessary, because the bank's punishment has no effect on users. As long as you are sure that what you are doing is normal operation and there is no suspicion of violation, there is no problem.
What are the normal bank user behaviors?
It's very simple, that is, daily deposit and withdrawal, cash withdrawal, no problem at all.
But if you want to do something, such as money laundering and illegal foreign exchange, I'm afraid I can only talk to you, right? What did you say?/Sorry? View from a height or a distance
Second, the bank's fine may have a great impact on its turnover. Many netizens always think that bankers have big careers, and it seems nothing to be fined 225 thousand, but in fact these netizens think so because they don't know what it means to be fined.
Banks play an important role in social and economic activities. Replenish liquidity? Key role, so generally speaking, the state's supervision of banks is always? How relaxed is it? Yes, in some ways, even if there is the behavior of stepping on the line, it is often not too much, right? Take it. .
It is precisely because of this that when a bank is fined, it often means that the behavior involved is more serious.
At the same time, it also means that the bank has been fully investigated and the evidence is conclusive, so it will be given a clear punishment.
In addition, when a bank is fined, the amount of the fine itself is only a superficial matter, which seems irrelevant, but in fact, the real pain is not here at all, but the preferential treatment given to you in financial operation. Now, as soon as I am punished, I will recover a few in an instant, and the operating cost will increase directly and obviously, and the profit will naturally decrease.
This is the worst thing for those bankers!
Conclusion:
Finally, I personally guess privately that the penalty imposed on Jinjiang Branch of CCB may be related to the recent hot bitcoin market/foreign exchange, because the bank is suspected of violating the anti-X currency and payment and settlement regulations. What if it is suspected? X money? In that case, there will definitely be a report about the person responsible for the crime, but there is no report.
Therefore, it is more likely to pay the punishment related to the settlement management regulations, which is relative? Subtle? Well, judging from the recent situation, the only guess that may be close to the truth seems to be bitcoin/foreign exchange, which is the funding channel. You know everything you know, and you don't understand everything you don't know. It's better not to say.