Take the Bank of China as an example.
1, inter-bank transfer at the counter
Below 2000 yuan, 2 yuan handling fee will be charged for each transaction; Between 2,000 yuan and 5,000 yuan, 5 yuan handling fee is charged for each transaction; Between 5000 yuan and 10000 yuan, each charge is 10 yuan; 10000 yuan to 50000 yuan, and a handling fee of 15 yuan is charged for each transaction; For more than 50,000 yuan, the handling fee will be charged at 0.03% of the transfer amount, and the 50 yuan will be capped.
2.ATM inter-bank transfer
Below 2000 yuan, 2.4 yuan handling fee will be charged for each transaction; Between 2,000 yuan and 5,000 yuan, 6 yuan handling fee is charged for each transaction; Between 5000 yuan and 10000 yuan, each charge is 12 yuan; 10000 yuan to 50000 yuan, and a handling fee of 18 yuan is charged for each transaction. Above RMB 50,000, ATM transfer is not supported.
3. Inter-bank transfer through online banking
Below 5,000 yuan, online banking interbank transfer is free; Between 5000 yuan and 10000 yuan, each charge is 10 yuan; 10000 yuan to 50000 yuan, and a handling fee of 15 yuan is charged for each transaction; For more than 50,000 yuan, the handling fee will be charged at 0.03% of the transfer amount, and the 50 yuan will be capped.
4. Cross-bank transfer through mobile banking
At present, most banks' mobile banking transfers are basically free, and mobile banking functions are generally opened when bank cards are opened, which is also very convenient to use.
Extended data:
How long does it take for the inter-bank transfer to arrive?
1. If the user uses the bank card counter to transfer money, it will take one to three working days for the user to arrive at the account.
2. If the user uses ATM to transfer money across banks, it will take 24 hours to get the account, except for the bank card with the same name.
3. If users use online banking or mobile banking to transfer money across banks, the fastest time for inter-bank transfer is within 24 hours, and it must be completed within banking hours. Once the user transfers money after 17, and the business hours of the day have passed, he can only wait until the next working day to receive the account.
4. If the user transfers money between banks on weekdays, the transfer fund does not exceed 50,000 yuan, and it usually takes only half an hour to transfer to the receiving bank. More than 50,000 yuan, and outside working hours, will generally be transferred to the receiving bank in real time. However, if it is submitted at other times, the People's Bank of China will not receive the accepted transfer business for processing until the next working day, so the time of receipt depends on the system of the receiving bank.
5. If it is transferred on weekends or national holidays, the funds will not exceed 50,000 yuan, and it will generally be transferred to the receiving bank in less than half an hour. Funds exceeding 50,000 yuan but not exceeding 500,000 yuan, and submitted between 0: 1 0 on 1 0 and 23: 30 on the last day of holidays1day, will generally be transferred to the receiving bank within half an hour.
6. In other cases, the transfer can only be accepted on the next working day and submitted to the People's Bank for processing.