With the continuous improvement of national economic income, more and more people are eager to go abroad and see the world, but it is not very convenient to spend in RMB, so you can equip yourself with a visa credit card. Then, which bank should I apply for a visa card when going abroad? Here are some credit cards that can be cashed back without annual fee when spending abroad.
1, roncamus credit card
Annual fee-free platinum card, the cash back highlight of this credit card is "8% for overseas big-name merchants and 28% for overseas duty-free shops".
Most importantly, the card can issue a global payment platinum card (Visa version), and can enjoy up to 5 million aviation accident insurance, flight baggage delay insurance and card loss protection. In addition, foreign currency transactions can not only exempt foreign exchange fees, but also automatically purchase foreign exchange and repay directly in RMB.
2. Minsheng Visa standard credit card
Minsheng Bank Platinum, main card 600 yuan/year, sub-card 300 yuan/year. Free annual fee for the first year. If you spend 18 card or 50000 yuan (or equivalent foreign currency) in the current year, the annual fee will be reduced or exempted in the following year.
With Minsheng Visa standard credit card, you can cash back 1% in consumption abroad, 10% for offline consumption, and the cash back limit is $200 per month, 1 000 per year. There are also free foreign currency transaction fees, 50% off buffet for two people in five-star hotels and so on.
3. China CITIC Bank Tuniu Card (VISA Edition)
Unconditionally exempt the annual fee of 2000 yuan and the currency conversion fee for overseas transactions.
Customers can enjoy cashback in the United States, Canada and other 16 countries or regions after registering with Tuniu Visa co-branded customer WeChat/SMS, among which the cashback ratio for fashion department stores, restaurants and accommodation is 30%, and the highest cashback ratio for other offline consumption is 8%.
Which banks in China issue VISA cards?
Every bank can apply for a VISA card. In addition to visa cards, MasterCard can also be used to go abroad. When you create an application, just select it.
China Bank, China Agricultural Bank, China Merchants Bank and China Industrial and Commercial Bank can all apply for VISA international credit cards. In the Asia-Pacific region, VisaInternational has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and shopping cards. These products make you feel safe, convenient and reliable when you consume.
VISA is an international card issuing organization, and VISA International is operated and managed by Visa International located in San Francisco, California, USA. VISA International is a non-stock and non-profit international bank card organization, which consists of more than 26,5438+0,000 members from global financial institutions.
Extended data
There are five major credit card brands in the world, namely VisaInternational and MasterCardInternational, and three professional credit card companies, namely AmericaExpress, DinersClub and JCB Japan International Credit Card Company (JCB).
VisaInternational is the largest credit card and traveler's check organization in the world. VisaInternational owns brands such as Visa, electronic, INTERLINK, PLUS and VisaCASH.
Mastercard international is the second largest international credit card organization in the world. MasterCardInternational owns MasterCard, Maestro, Mondex, Cirrus and other brands.
Visa and MasterCard have established a global credit card consumption alliance. After domestic banks cooperate with them, credit cards issued by domestic banks can be swiped within the alliance. To apply for a credit card, you can choose to apply for a Visa credit card or a MasterCard credit card.
Baidu encyclopedia -VISA credit card
[img] which bank is good for visa credit card? Introduce a few simple ones.
1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.
2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
This is the end of the introduction of visa credit card and visa credit card. I wonder if you have found the information you need?