1. The anti-money laundering customer risk classification system was established by the Agricultural Bank of China according to the requirements of the People's Bank of China and the regulatory authorities. The system is a process of evaluating customers' money laundering and financing risks according to the prescribed standards, procedures and requirements, and classifying customers into different levels according to the degree of money laundering and financing risks.
2. Risk classification of anti-money laundering customers can reduce the cost of anti-money laundering work and improve the effectiveness and accuracy of suspicious transaction analysis and identification, which is an important means to effectively prevent money laundering risks.
3. Make full use of customer risk classification results to effectively identify customer risks and improve risk control level. At the same time, effective measures should be taken to strengthen the operation and management of tellers, strictly control the scope of customer risk classification results, and prevent the classification results from being leaked to customers.
Extended data:
Bank business of ABC:
1. Agricultural Bank of China has branches all over the country, becoming a large modern commercial bank with the largest number of branches and the widest business scope in China. The business field of China Agricultural Bank has developed from the initial agricultural credit and settlement business to a complete range, combining local and foreign currencies, and can handle all kinds of international and domestic financial business.
2. Mainly includes: deposit service/comprehensive loan service/foreign exchange financing/RMB financing/overseas financing on behalf of customers/bank card/remittance settlement/safe deposit box rental payment service/overseas financial service/electronic banking service/private banking/financing business/domestic payment settlement/international settlement/fund-related business/corporate financial service/financial institution service.
3. At the same time, it also provides all kinds of corporate banking and retail banking products and services, and conducts self-operated and agency fund business, covering investment banking, fund management, financial leasing, life insurance and other fields.
Baidu Encyclopedia-Agricultural Bank of China