Guangfa Bank will charge a certain annual fee for credit cards. The annual fee for the main card of Puka is 40 yuan and the annual fee for the auxiliary card is 30 yuan; The annual fee for the main gold card is 80 yuan, and the annual fee for the auxiliary card is 48 yuan; The annual fee for the main titanium card is 480 yuan, and the annual fee for the auxiliary card is 240 yuan. The annual fee of the unlimited card/world card/diamond card is 12000 yuan, and the annual fee of the supplementary card is 5000 yuan.
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. Guangdong Development Bank is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "China Guangfa Bank" (hereinafter referred to as "Guangfa Bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 2020, "20 109 China Banking 100 Top List" was released, and Guangfa Bank ranked 16.
main business
scope of business
The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees;
Acting for payment and insurance agency business; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards; Buying and selling foreign currency securities other than stocks and acting as an agent;
Issuing and acting as an agent to issue foreign currency securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business.
customer service
China Guangfa Bank upgraded its customer service system in an all-round way, and unified special service short number 95508 to provide services for users of China Guangfa Bank 24 hours a day. Users of Guangfa Bank in provinces and cities where the following cities are located can dial directly:
Shijiazhuang, Macau, Guangzhou, Beijing, Shanghai, Hangzhou, Ningbo, Wenzhou, Jinan, Zhengzhou, Pingdingshan, Anyang, Xinxiang, Kunming, Qujing, Yuxi, Shenzhen, Wuhan, Nanjing, Wuxi, Suzhou, Shenyang, Dalian, Daqing, Foshan, Dongguan, Zhuhai, Zhaoqing, Zhanjiang, Heyuan, Jiangmen and Zhongshan.