If the time limit has passed and the principal and interest amount is less than 50,000 yuan, you can withdraw it with the certificate of deposit and password, and you don't need to show your ID card.

If the principal and interest amount is more than 50,000 yuan, you need to show the depositor's ID card and withdraw it with the deposit slip and password. If you entrust others to handle it, you also need to show your agent's ID card.

Extended data

How to deal with time deposits

First, the deposit method of time deposit can be cash deposit, transfer deposit or payment in the same city.

II. The withdrawal methods of time deposits are as follows:

1. Withdraw in full at maturity, and settle the principal and interest in one lump sum at the specified interest rate;

2. Full withdrawal in advance, and the bank pays interest according to the deposit rate listed on the withdrawal date;

3. Partial withdrawal in advance. If the remaining time deposit is not less than the initial deposit amount, the withdrawal part shall pay interest according to the deposit interest rate listed on the withdrawal date, and the remaining deposit shall be executed according to the original interest rate and term; If the remaining time deposit is less than the initial deposit amount, interest shall be calculated and paid according to the deposit interest rate listed on the withdrawal date, and the time deposit shall be settled.

3. RMB time deposits are usually divided into six interest rate classes: three months, six months, one year, two years, three years and five years; Foreign exchange time deposits of Chinese-funded enterprises are divided into five grades: one month, three months, six months, one year and two years.

Four, RMB unit time deposits in the deposit period, according to the deposit notice listed in the interest rate of time deposits, interest rates are not adjusted, not by installments.

Baidu encyclopedia-time deposit