The export settlement business of Tianjin Commercial Bank mainly includes letter of credit notification, negotiation, collection and remittance. Letter of credit notice means that the bank receives the letter of credit from an overseas bank and notifies the beneficiary in time in the fastest way after confirmation and examination. Negotiation means that the beneficiary submits the documents conforming to the letter of credit to the bank, and after the bank examines the documents, it sends them to overseas banks for remittance. Collection business is a settlement method in which customers submit collection documents to banks, and banks send them to overseas collection banks to collect foreign exchange for customers. Remittance means that the payer directly remits money from abroad to the bank according to the remittance channel provided by the bank, and the bank remits it to the payee. Because Tianjin Commercial Bank has a network of correspondent banks all over the world, remittance is fast and convenient, and it can collect foreign exchange for customers on the same day.
The import settlement business of Tianjin Commercial Bank mainly includes opening letters of credit, import collection and remittance. When a customer opens a letter of credit in a bank, he needs to pay a certain percentage of deposit and deposit it in his own deposit account. When paying foreign exchange, the bank will sell foreign exchange and pay for it. Import collection business is that the bank receives the collection documents sent by overseas banks, and after being audited by the bank, it notifies the payer of D/P payment or D/A acceptance. Remittance means that the payer directly remits the money to the overseas payee through the bank, and Tianjin can guarantee timely and accurate payment.
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