Foreigners can also find any branch of China Bank abroad to fill in the money order and transfer the amount in the domestic China bank account to the domestic designated China bank account. Inter-bank transfer is not allowed. Fill in the personal account remittance application form, check the sender's information and hand it in.
Cross-border remittance method:
1. cash. The State Administration of Foreign Exchange has relevant regulations on the amount of foreign currency that can be carried at one time. Those who exceed the quota must apply for an exit permit to carry foreign currency and show it to the customs on their own initiative when leaving the country. Foreign currency exit permits can be handled in banks, and the handling fee for each permit is about RMB 10 yuan.
2. T/T, that is, the money is directly remitted to the payee's account through the international inter-bank telecommunication system. Wire transfer has many currencies, is safe, fast and universal, and can be directly remitted to the payee's account, but the cost is relatively high, which is more suitable for customers who already know the payee's name, account number and bank information and have high requirements on the time and security of remittance arrival.
3. Foreign currency bills and personal foreign currency bills can be issued in the foreign currency savings currency opened by the bank. Foreign currency bills are convenient and safe to carry and pay, and the handling fee is low, which can be reported and refunded.
However, this method has an obvious disadvantage, that is, the speed of fund arrival is slow, because the draft needs to be collected for overseas withdrawal, and the arrival time must meet the requirements of overseas accepting banks. Therefore, people with plenty of time can choose this way.
4. Traveler's checks, like cash, are widely used in Europe and America, and can be used for shopping, dining and paying insurance premiums. Traveler's checks have the characteristics of cash and money orders, so they are flexible and convenient to use.
5. Credit card: All major domestic banks have launched international credit cards, either with both RMB and specific foreign currency accounts, or with special single foreign currency accounts, which can be used abroad. Some banks have also specially launched credit cards for international students, which can basically provide rich currency options for major countries and regions studying abroad.
Baidu encyclopedia-cross-border remittance