Among them, bank wealth management and money fund are relatively low-risk products. There are many kinds of bank wealth management products, such as products that come in and out every day and arrive in real time, products that are open every week, month or quarter, and products that can be taken at will with uncertain term. Their yield is usually inversely proportional to liquidity. The better the liquidity, the lower the yield, while the longer and more fixed the term, the higher the yield. The starting point of investment usually needs at least 50 thousand yuan.

Money fund is synonymous with high liquidity, and its income is usually higher than that of bank's high liquidity wealth management products. The investment starting point is very low, mostly starting from 1 1,000 yuan.

In addition, there are two wealth management products similar to Yu 'ebao: Bitong and Jingdong Small Treasury.

The change pass is a change financing service provided by WeChat platform, and it is also connected with the money fund. The money saved in the change account can be used for payment like Yu 'ebao, which is flexible to take and withdraw, and the redemption can be received in real time at the first time, which is very convenient. The 7-day annualized expected rate of return of change pass is higher than that of Yu 'ebao.

Jingdong Xiaojinku is a current wealth management product of Jingdong Finance, including two accounts: wealth management fund and pocket money. The wealth management account can purchase the wealth management products of Jingdong Finance, and the pocket money account can be used for Jingdong Payment or various payment services of Jingdong Finance. The overall use is similar to that of Yu 'ebao, with good liquidity and convenient withdrawal. The seven-day annualized expected rate of return of pocket money account and wealth management account is higher than that of Yu 'ebao.

Generally speaking, although Yu 'ebao is a convenient financial management tool, the reliability of other financial products also depends on the specific situation. Choosing a financial product that suits you needs to consider personal risk tolerance, capital scale, investment period and other factors. When choosing financial products, it is recommended to consult professional financial consultants or financial institutions to avoid unnecessary risks.