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Why does the Bank of China balance show zero?

There is a balance in the China Bank card but the available balance is zero. The possible reasons are as follows:

1. The balance you display may be a time deposit. Time deposits are fixed and cannot be used during the deposit period, so they are not shown on the balance.

2. The funds are frozen and there is a balance on the account. In this case, it is most likely to be frozen by the court. The reason for freezing may be illegal activities or debt problems.

3. Withholding but not completing the transfer. If you purchase financial products at a bank, the money may have been held in custody by the bank, but the money has not been deducted. The account balance will still be displayed on the account, but it is available The balance is zero.

1. Company Profile Bank of China was established in Shanghai in 1912 with the approval of Dr. Sun Yat-sen. It is one of the banks with the longest history in China.

From 1912 to 1928, the Bank of China performed the functions of the central bank and was responsible for acting as an agent for the national treasury, accepting remittances of public funds, and issuing banknotes.

From 1928 to 1942, the Bank of China, as an international exchange bank chartered by the government, actively drew on advanced international experience to reform management mechanisms, and took the lead in the Chinese financial industry to enter the international market. It successively established banks in London, Singapore, New York and other international financial institutions. A branch was established in the center.

From 1942 to 1949, the Bank of China, as a professional bank for international trade, was responsible for the government’s collection and payment of foreign funds, developing foreign trade and handling related loans and investments.

After 1949, Bank of China has long been a national foreign exchange and foreign trade professional bank, unified management of national foreign exchange, international trade settlement, overseas remittances and other non-trade foreign exchange businesses, and strong support for foreign trade development and economic construction. Since the reform and opening up, the Bank of China has firmly seized the historical opportunity for the country to use foreign funds and advanced technology to accelerate economic construction, fully leveraged its unique advantages in long-term foreign exchange business, and became the main channel for the country to utilize foreign investment.

2. Company Logo

The Bank of China logo was officially used in 1986 with the approval of the Bank of China Head Office.

The bank logo was designed by the famous Hong Kong designer Mr. Jin Daiqiang. It uses ancient Chinese coins and the word "中" as the basic shape. The ancient coin graphics are a circle and shaped frame design with a square hole in the middle. Add vertical lines up and down to form the shape of "中", which means that the sky is square and the earth is round, and economy is the basis. It gives people the feeling of simplicity, stability, easy recognition, profound meaning, and quite Chinese style.