QDII is the abbreviation of qualified domestic institutional investor. It is a securities investment fund established in a country and approved by the relevant departments of that country to engage in securities business such as stocks and bonds in overseas securities markets. Like QFII, it is also a transitional institutional arrangement, allowing domestic investors to invest in overseas securities markets to a limited extent when the currency is not fully convertible and the capital account is not yet open.

Simply put, it is a kind of fund-raising set up by foreign companies for foreign investment. The money raised from China is used for foreign investment, and then distributed to all investors who participate in fund-raising investment.

Investment requires foreign exchange, and then go to the bank that provides QDII products to buy.

The return varies according to the direction and type of investment. Please consult the corresponding QDII products for details.

Foreign exchange can be bought directly in the bank and then used for investment, but it can only be bought below $20,000 at most.