The Measures for the Administration of Bank Cards have corresponding provisions on this:

Article 34 The cardholder may apply for account cancellation after paying off all transaction funds, overdraft principal and interest and related expenses. When canceling the account, the funds in the RMB card account of the company shall be transferred to its basic account.

The funds in the foreign currency card account of the company shall be transferred back to the corresponding foreign exchange account, and shall not be withdrawn in advance. Unit RMB card can handle commodity trading and labor supply fund settlement, but it is not allowed to overdraw.

Extended data:

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Relevant laws and regulations of the Measures for the Administration of Bank Cards:

Article 35 Bank card issuers and accepting institutions shall have and independently operate an independent and secure prepaid card acceptance system in People's Republic of China (PRC), and establish an emergency response mechanism to ensure the timeliness, accuracy and security of prepaid card business processing.

Special merchants can only designate one of their unit bank settlement accounts to collect money. The card issuer shall verify the account opening permit of the unit bank settlement account designated by the special merchant or the account opening certificate issued by its bank, and keep a copy with the official seal.

Article 36? The issuing bank shall provide 24-hour loss reporting service, promptly accept the cardholder's application for loss reporting through business outlets, customer service telephone or electronic banking, and take corresponding risk control measures.

Baidu Encyclopedia-Bank Card Management Measures