2. Enter your online banking APP. Take TD Bank in Toronto as an example
Step 1, select Transfers in the main interface. If you don't log in, a login prompt will pop up. Click (SEND MONEY) to enter the transfer interface. Step 2: On the (SEND MONEY) screen, check to make sure that the In Canada tab is selected. Step 3: In the From Account drop-down menu, select the account you want to use for transfer. Step 4: In the payee account (To) drop-down menu, select the payee or company. Please select Add a Contact at the bottom of the list or the icon in the upper right corner of the screen to add the payee. Then enter the payee's name and valid email address or Canadian mobile phone number.
transferring money from a domestic debit card to a bank account in Canada is an overseas remittance business, so you need to use your foreign exchange quota. It is not appropriate to open an account in Canada, and it is very convenient to transfer money through E-transfer. E-transter transfer is to input the other party's email address+amount+withdrawal password through the transfer function in mobile banking, so that it can be directly transferred to the other party's account. If the other bank sets the automatic receiving function, you don't have to click the password in the email to collect money. However, if it is not set, the other party needs to enter the withdrawal password you gave before collecting money.
the register only needs to be registered once, so there is no need to register again. The payee will be saved in it as long as it is added once. You just need to select the corresponding payee for the next remittance. At present, the handling fee for E-transfer in TD is .5 Canadian dollars for a single transfer less than 1 Canadian dollars. If it exceeds 1 Canadian dollars, the transfer will be 1 Canadian dollar. It can be arrived on the same day, and the maximum amount is $3, a day. Of course, this handling fee is also related to your bank and account level. Generally, after you send money by E-transfer, the other party may not receive the mail from the bank immediately, but in a few hours. This is normal. The answer password you set should be notified to the other party in other ways. Don't use email any more. You can use WeChat, telephone, SMS, etc. In this way, even if you enter the wrong email, the person who received the money by mistake will not be able to transfer the money because there is no answer. So E-transfer is very safe. Direct transfer through bank account, TD does not have this business, RBC does, and other RBC accounts can be added to RBC's online banking, and then remittance can be made without charge. And it arrived in real time.
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