Check whether the candidates understand the theoretical principles of the financial profession, master the professional working methods and techniques, understand the relevant laws, norms (regulations) of the profession, and have the preliminary ability to apply the above knowledge to engage in the practical work of the financial profession and scientifically and reasonably implement financial services and management.

examination contents and requirements

1. currency and currency circulation. Identify the development and evolution of money forms and the basic characteristics of various money forms, understand the currency circulation and its forms, master various money demand theories, understand the money supply, analyze the factors affecting the money supply, understand the money balance, and understand and analyze the types and causes of inflation and deflation.

2. Credit and interest. Identify credit and its characteristics, understand the emergence and development of credit, identify the forms of modern credit, identify credit tools and classification, understand the social credit system and social credit reporting system, understand the nature of interest, summarize the types of interest rates, identify the factors affecting interest rates, analyze the current interest rate system and interest rate marketization content in China, and master the calculation method of deposit and loan interest.

3. Financial institutions. Understand the functions and classification of financial institutions, distinguish the functions and business differences between bank financial institutions and non-bank financial institutions, and analyze the regulatory objectives, functional orientation and statutory responsibilities of financial regulatory institutions in China.

4. Financial markets. Understand the classification of financial markets, compare the differences among bill market, interbank lending market, securities repurchase market, large-value negotiable certificate of deposit market and short-term corporate financing bill market, understand the characteristics, classification and differences of stocks, bonds, securities investment funds and convertible bonds, understand the securities issuance market and circulation market, understand the securities trading procedures, analyze the characteristics and basic operations of financial forward contracts, financial futures, financial options, financial swaps and credit derivatives trading, and master the discount rate, interbank lending rate and credit derivatives trading.

5. Capital and liabilities of commercial banks. Understand the function of capital and capital management of China's commercial banks, summarize the development of Basel Accord and its influence on China's banking industry, master the types and management of deposit liabilities of commercial banks, analyze the influencing factors of deposit amount of commercial banks, and understand the types of borrowing liabilities of commercial banks.

6. Assets and intermediary business of commercial banks. Understand the composition and management principles of commercial banks' cash assets, calculate and predict the positions of commercial banks, master the types, procedures, risks and control of commercial banks' loans, analyze the objectives, tools, benefits and risks of securities investment of commercial banks, and distinguish the types and risk characteristics of intermediate business of commercial banks.

7. Accounting of commercial banks. Identify the basic premise and information quality requirements of commercial banks' accounting, understand the elements of commercial banks' accounting, master the basic accounting methods of commercial banks, understand the principle of debit and credit bookkeeping, conduct accounting on the main businesses of commercial banks, compare the different characteristics of domestic payment and settlement businesses, rationally use accounting statements, and analyze the financial statements of commercial banks by using major financial indicators.

8. Financial risk and financial supervision. Understand the content and characteristics of financial risks, identify the types of financial risks, understand the management principles and procedures of financial risks, compare the characteristics and management measures of major financial risks of commercial banks, analyze the monitoring and measurement indicators of major financial risks of commercial banks, understand the objectives and principles of financial supervision, explain the basis of financial supervision, analyze the main measures of financial supervision, compare the financial supervision systems of China and developed countries, and explain the latest progress of financial supervision at home and abroad.

9. International financial foundation. Understand foreign exchange and foreign exchange market transactions, distinguish exchange rate types, pricing methods and exchange rate systems, understand balance of payments and its adjustment, identify basic items of balance of payments, summarize the composition and functions of international reserves, summarize the basic contents of international reserve management, analyze the types, causes, economic impacts and management of international capital flows, and identify the basic contents and characteristics of international settlement methods such as remittance, collection, letter of credit and bank guarantee.