Unless otherwise stipulated by the China Securities Regulatory Commission, QDII funds may invest in the following financial products or instruments: 1. Bank deposits, negotiable certificates of deposit, bank acceptance bills, bank bills, commercial bills, repurchase agreements, short-term government bonds and other money market instruments. 2. Government bonds, corporate bonds, convertible bonds, mortgage-backed securities, asset-backed securities and other securities issued by international financial organizations recognized by China Securities Regulatory Commission. 3. Common shares, preferred shares, global depositary receipts, American depositary receipts and real estate trust certificates listed in the securities markets of countries or regions that have signed a memorandum of understanding on bilateral regulatory cooperation with the China Securities Regulatory Commission. 4. Publicly raised funds registered with the securities regulatory agencies of countries or regions that have signed a memorandum of understanding on bilateral regulatory cooperation with the China Securities Regulatory Commission. 5. Structured investment products linked to fixed income, stocks, credit, commodity indexes, funds and other subject matters. 6. Financial derivatives such as forward contracts, swaps, warrants, options and futures listed on overseas exchanges with the approval of China Securities Regulatory Commission.