The bank will have a holiday on Mid-Autumn Festival. Due to the particularity of the bank, the specific holiday arrangements should be subject to its holiday announcement. Banks belong to the service industry, and there will definitely be someone on duty. However, some businesses may not be handled. Subject to the notice of the local bank. For specific holiday matters and holiday arrangements, you can pay attention to the notice posted by the bank at the outlets.
General bank work schedule
Generally speaking, the private counters of most banks will also handle business at noon, and the public counters will generally start to handle business at 14: 00 pm.
The working hours of most banks are: 9: 00 am-17: 30 am from Monday to Friday.
Business hours are 9: 00- 12: 00,14: 00-17: 00;
The office hours are 9: 00- 16: 00 on Saturday and Sunday, and it is closed on public holidays.
Classification of banking business
Banking is a business handled by banks. According to the complexity of business and the dependence on outlets, banking business can be divided into traditional business and complex business.
According to the complexity of the business and the dependence on the outlets, the banking business can be divided into two parts:
Part of it is traditional business, including general loans, simple foreign exchange transactions, trade financing and so on. , mainly supported by a large number of branch outlets and business volume.
The other part is complex business, such as derivative products, structured financing, leasing, introducing strategic investors, mergers and acquisitions, and listing. These are high-tech and high-profit business areas, which are not very dependent on the branch network.
According to the composition of its balance sheet, banking business is mainly divided into three categories: liability business, asset business and intermediary business.
Debt business is the business of commercial banks to form a source of funds, and it is an important basis for intermediary business and assets of commercial banks.
Asset business is the business that commercial banks use funds, including loan business, securities investment business and cash asset business.
Intermediary business refers to the business that does not constitute on-balance-sheet assets and liabilities of commercial banks and generates non-interest income, including trading business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business, wealth management business and electronic banking business.
A complete collection of service telephones of major banks
Agricultural Bank of China: 95599
China Construction Bank: 95533
Bank of China: 95566
Industrial and Commercial Bank of China: 95588
Bank of Communications: 95559
China Merchants Bank: 95555
Huaxia Bank: 95577
Industrial Bank: 9556 1
Shenzhen Development Bank: 9550 1
China CITIC Bank: 95558
Minsheng Bank: 95568
Shanghai Pudong Development Bank: 95528
China Everbright Bank: 95595
Bank of Shang Hui: 96588
Postal savings bank: 95580