1 Diversification of reserves. Putting your eggs in one basket is never a wise move in any asset portfolio. Although the price of gold will fluctuate, the currency exchange rates and interest rates in the reserves will also fluctuate. Diversified reserves usually provide more stable investment returns than a single reserve. Therefore, our personal investments should not put our eggs in one basket.

2 As a country’s economic guarantee, gold reserves play an extremely important role in a country’s economy and play an important positive role in stabilizing the state-owned economy and maintaining currency stability. And gold is a unique asset that is not directly affected by any country's monetary policy and finance. Therefore, when a country experiences inflation, gold does not lose value. Therefore, there is no risk, so if you keep some gold at home, you are not afraid of inflation.

3 Material guarantee. In the past, many countries implemented foreign exchange controls, or even froze all foreign exchange assets. These measures often have a large impact on reserves consisting of foreign securities. When gold is properly held in reserves, this effect will be weakened. The purpose of reserves is to prepare for emergencies. So complete liquidity is crucial, there is no doubt about it, and gold has exactly that characteristic.

4 Gold plays the role of a "war fund". During an emergency, countries may need mobile resources. Gold is liquid and is a generally accepted means by various countries. Additionally, gold can be pledged.

Gold is a chemical element with chemical symbol Au and atomic number 79. Pure gold is a bright, lustrous, reddish-yellow, soft, high-density, ductile metal. It is one of the rarest, most precious and highly valued metals. It is not only a special currency used for reserves and investment, At the same time, it is an important material for the jewelry industry, electronics industry, modern communications, aerospace and aviation industries and other sectors.

Before the 19th century, the level of gold productivity in human society was very low. Some studies believe that in the thousands of years of history before the 19th century, humankind produced less than 10,000 tons of gold in total. For example, only 200 tons of gold were produced in 100 years in the 18th century.

Due to the discovery of a series of gold resources in the 19th century, gold production has increased significantly since then. Especially in the 50 years in the second half of the 19th century, gold production exceeded that before A total of 5,000 years. In 2013, the world's total gold production was approximately 2,770 tons.

First of all, gold investment is mainly divided into physical gold, gold T+D, paper gold, spot gold, international spot gold (commonly known as London gold), futures gold, gold advance payment, and people's livelihood gold. These 8 types are compared Popular form of gold investment.

Physical gold involves buying and selling gold in physical items such as gold bars and gold jewelry. Physical gold: In the form of 1:1, that is, how much gold is purchased for how much currency to maintain its value. You can only buy up, not down, the investment amount is large, and the procedures and fees are complicated. The difficulty lies in distinguishing the true from the false and the quality.

Gold T+D: The leverage ratio is 1:5. The transaction is divided into three time periods, two-way buying and selling, and uses a matching transaction with no spread. The disadvantage is that the transaction is inactive and premiums are generated. You can choose a bank. The advantage is that the bank provides it, but the disadvantage is that the bank fees are ridiculously high.

Paper gold: Paper gold is a unique business of China Construction Bank, Industrial and Commercial Bank of China. Paper gold is a paper transaction of gold. The investor's purchase and sale transaction records are only reflected in the "gold passbook account" opened in advance by the individual and does not involve the withdrawal of physical gold. The profit model is to obtain price difference profits by buying low and selling high. Paper gold is actually profiting from speculative trading rather than physical investment in gold. The advantage is that banks provide it, but the disadvantage is that there is no leverage and the fee is too high

Spot gold: The domestic handling fee standard is about 7/10,000, and 24-hour uninterrupted trading is adopted. The time and price are in line with the international gold price market. T +0 trading mode, two-way operation can buy up and down, the leverage ratio is relatively low at 1:12.5, it is the only domestic investment product that adopts the market maker system, and physical gold can be withdrawn.