Tips:
1. Only when the valid account opening certificate is an ID card (excluding temporary id card) can it be handled through mobile banking.
2. Domestic individuals have the amount of foreign exchange settlement and sale equivalent to 50,000 USD per person every year.
3. Please read the Application for Individual Purchase of Foreign Exchange carefully before purchasing foreign exchange, and fill in the information such as the use of funds according to the actual situation.
Operating environment:
Brand model: iphone 13
System version: iOS 15.4
App version: v 10. 1.3
How individuals buy foreign currency:
1. Product name: foreign exchange
2. Product Description: Use the internationally convertible foreign currency you currently hold to convert it into RMB or other freely convertible foreign currencies you need at all branches of Bank of China.
3. Product features: At present, there are rich convertible currencies: 17 currencies: British pound, Hong Kong dollar, US dollar, Swiss franc, Singapore dollar, Swedish krona, Norwegian krona, Japanese yen, Danish krona, Canadian dollar, Australian dollar, euro, Philippine peso, Thai baht, Korean won, Macao pataca and new Taiwan dollar.
4. Handling process: customers can handle it with their valid identity documents, fill in relevant documents and deliver cash. Valid identification documents include: my ID card (China citizen, household registration book (/kloc-China citizen under 0/6), military ID card (China People's Liberation Army), Armed Police ID card (China People's Armed Police), Hong Kong and Macao residents' mainland travel permit (Hong Kong and Macao residents), mainland travel permit for taiwan residents (Taiwan Province residents) and passport (foreign citizens).
5. Remittance refund procedures: If an overseas individual has not used up the original RMB exchange, he/she can apply for remittance refund with his/her valid identity certificate and the original exchange memo of China Bank. The validity of the original exchange memo is 24 months from the exchange date. For the exchange of less than the equivalent of $500 (inclusive) and the equivalent of 1000 (inclusive) before leaving the country, I can handle it with my valid identity document.
6. Handling bank: You can go to China Bank to handle related business, with faster settlement speed and lower handling fee.