The "Notice" mentioned the implementation of phased housing subsidies. Anyone who buys new commercial housing in the central city (including Xinzhou District, Guangxin District, Guangfeng District, Shangrao Economic and Technological Development Zone and Shangrao High-speed Railway Economic Experimental Zone) from May 1 day to February 3 1 day, 2022, and pays the deed tax before June 30, 2024, will be given 300 yuan/set. Is an improved type, giving 200 yuan/square meter subsidies; For two-child and three-child families with permanent residence in Shangrao, children under the age of 18 (as of April 30, 2022) will be given subsidies of 300 yuan/m2 and 500 yuan/m2 respectively.
At the same time, fully implement the preferential policies for high-level talents to buy houses. After the talents are identified, they can enjoy a housing subsidy of 200,000-1 10,000 yuan.
According to the notice, whoever buys commercial housing (including second-hand houses) in the central city from May 1 day to February 3 1 day, 2022, and pays off taxes (including deed tax, value-added tax and personal income tax) before June 30, 2024, will be subsidized by the beneficiary finance according to 50% of the local income.
In addition, the "Notice" clarifies that the down payment ratio of individual housing mortgage loans will be lowered and the maximum loan amount will be increased. In accordance with the requirements of the Notice of the People's Bank of China and the State Administration of Foreign Exchange on Doing a Good Job in Financial Services for Epidemic Prevention and Control and Economic and Social Development, we will implement differentiated housing credit policies, focusing on meeting the mortgage needs of first-home and improved housing, and better meeting the reasonable housing needs of buyers. Within the scope of the central city, if commercial bank mortgage loans are adopted, the minimum down payment ratio of the first suite will be reduced to 20%, and the minimum down payment ratio of the second suite will be reduced to 30%, and the mortgage interest rate of commercial individual housing will be reasonably lowered. For those who purchase self-occupied commercial housing and apply for housing provident fund loans for the first time within the central city, the minimum down payment ratio will be lowered to 20% and the maximum loan amount will be raised to 700,000 yuan; If you buy an improved self-occupied commercial house and apply for a housing provident fund loan again, the minimum down payment ratio will be lowered to 40%, and the maximum loan amount will be raised to 600,000 yuan.
For housing enterprises, the "Notice" mentioned that the supervision ratio of key parts of pre-sale funds should be appropriately adjusted. For real estate development enterprises without major fund arrears and debt disputes or major letters and visits, in accordance with the gradient management method, we will continue to implement the relevant provisions on the supervision ratio of key parts of pre-sale funds in Shangrao's "Several Measures for Effectively Responding to the Epidemic and Promoting the Stable Development of the Real Estate Market" (Rao Fu Ban Fa [2020] No.4). Among them, for real estate development enterprises with good reputation and no capital risk, the supervision ratio of key parts of pre-sale funds will be appropriately lowered to 6%.
The following is the full text of the policy: