1, the deposit period is less than 3 months, and the interest is calculated according to the current interest rate on the withdrawal date.

2. If the deposit term is less than or equal to 3 months and less than half a year, the interest will be calculated at a discount of 60% at the 3-month interest rate on the withdrawal date.

3. Half-year ≤ deposit period < 1 year, with interest calculated at 60% of the annual interest rate on the date of withdrawal.

4. 1 year ≤ deposit period, and the interest rate of 1 year is calculated at 60% of the withdrawal date.

Tips: If the discount rate of lump-sum fixed deposit with corresponding term is lower than the current interest rate on the withdrawal date, the interest will be calculated according to the withdrawal date in the deposit interest rate.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.