Before coming to Australia, every student who goes to study abroad has to exchange foreign currency. Human flesh remittance is the most convenient method, and there is no handling fee!

bank draft

China Bank in Australia can exchange money orders and deposit the money into a local bank account in Australia. The handling fee for converting domestic bank bills into cash in overseas banks is relatively high. But the money order is safer than cash, but it will be very troublesome if it is lost.

Open an Australian account in China.

Open an ANZ account in China, and the converted Australian dollars can be deposited in China. After entering the country, you only need to find ANZ Bank and activate your account with your passport. Tens of thousands or even hundreds of thousands of Australian dollars deposited before will be received directly!

Traditional bank wire transfer

When opening an account in an Australian bank, the bank will issue a document containing the name of the bank, the bank code (swift code), the branch code (BSB) and my account number (account number

With this information, the remitter can go to the domestic bank to fill out the "Application for Overseas Remittance".

Handling fee: The handling fee for wire transfer includes three parts: handling fee+telecommunication fee+agency fee of intermediary bank.

At present, the charge standard of each bank is 0. 1%, but the limit of single charge is different. The lowest is about 80 yuan RMB, and the highest is 150 RMB. Australian banks need to charge 10 ~ 20 Australian dollars for wire transfer, and the amount varies with different bank accounts.

Prompt: Once the remittance information is filled in incorrectly, you need to pay an extra fee of about RMB in 200 yuan before sending the correction information for successful remittance.

Internet bank telegraphic transfer

At present, ICBC, China Merchants Bank, Bank of China and so on. Have opened online banking overseas remittance business. Take ICBC as an example. Select "Overseas Remittance" in the online banking system, fill in the remitter, payee and remittance amount one by one as required, first purchase foreign exchange with U shield or password card password, and then transfer the foreign currency deposit in the account to the overseas account. But not too often, otherwise it may be considered as overseas income.