1 Different in nature: performance comparison benchmark measures product performance; The annualized rate of return measures the product income, and the annualized rate of return is equivalent to the expected rate of return for one year.

2 Different returns: In the actual operation of the fund, the performance benchmark is usually set as the minimum target, and the products with smaller risk coefficient will have a higher probability of reaching or even exceeding the expected rate of return.

1. Performance benchmark is mainly used for net worth wealth management products. Net wealth management products are non-guaranteed floating income products, that is, banks do not promise guaranteed capital or minimum income. The expected income of net worth products is reflected by performance comparison benchmark. The so-called performance comparison benchmark is that investors estimate the possible income according to the past performance of products or the historical performance of similar products.

2. The annualized rate of return is calculated by converting the current rate of return (daily rate of return, weekly rate of return and monthly rate of return) into annual rate of return. This is a theoretical rate of return, not an actual rate of return. Annualized rate of return The annualized rate of return converted from the net income of the Monetary Fund per 65,438+00,000 fund units in the past 7 days. Money market funds have two ways of income carry-over: ① "daily dividend monthly carry-over", which is equivalent to daily single interest and monthly compound interest; (2) "Daily dividends are carried forward daily" is equivalent to daily compound interest.

1. Financial management refers to financial (property and debt) management for the purpose of maintaining and increasing financial value. Financial accounts opened by securities companies can be used to invest in a series of investment financial instruments such as stocks (including A shares, B shares, H shares, etc.). ).), bonds (including government bonds and corporate bonds, etc. ), futures (including financial futures, such as stock index futures, foreign exchange futures, commodity futures, such as gold futures and agricultural products futures. ). The opening of a securities account can be handled in the business department of a securities company and should be handled within the trading day.

Second, the procedures for investing in companies are relatively convenient. Generally speaking, you only need to provide a copy of your ID card and bank card. The investment company will also customize the exclusive financial plan for customers. Risk is closely related to everyone's age. The ideal risk assessment method is to reduce the tolerable risk with the increase of age. Because risks and rewards are roughly proportional, young people can take higher risks. When planning investment, they can also choose investment products with high volatility. Of course, what I'm talking about here is not speculation, but investment. In contrast, the older you get, you should choose some conservative investment projects.