1, foreign currency savings. This is the most common way. Like RMB cash deposit, it has the characteristics of stable income and low risk. 2. Foreign currency wealth management products. Divided into capital preservation type and non-capital preservation type, mostly structural products. 3.QDII fund. Although the large-scale losses of QDII funds in previous years have made many investors feel chilling, with the strengthening of the US dollar and the implementation of quantitative easing policy in Europe in recent years, such products have begun to regain their vitality, especially those that invest in the US market. 4. Personal foreign exchange options. Foreign exchange option investors can lock in the future exchange rate by paying a small amount of option fees and gain future profit opportunities at cost.