(1) account foreign exchange is an account trading product. The account foreign exchange bought by the customer cannot be used to withdraw the actual foreign exchange, and only RMB funds can be withdrawn after the sale. Personal settlement and sale of foreign exchange can meet customers' demand for foreign exchange, and customers can actually use it after purchasing foreign exchange.

(2) The foreign exchange trading mode of the account is flexible, and real-time trading or various pending orders can be adopted; Individual settlement and sale of foreign exchange does not support pending orders at present.

(3) There is no limit on the annual trading amount of foreign exchange in the account; Personal settlement and sale of foreign exchange is subject to corresponding quota restrictions according to the national foreign exchange management policy.