It is very cheap to get an overseas financial card, and then you need the other party's bank account number, account number, swift code and bank address, and the bank will ask you for the information you need.

If the other party is a bank account of the Bank of Montreal, you can remit money directly through the Internet. Everbright Bank and Bank of Montreal are cooperative banks, and their direct remittance fee is very cheap, and it will arrive in about 5 hours.