Card type: MasterCard+UnionPay

Currency: RMB+USD

Annual fee: 100 yuan, plus 50 yuan.

SMS service fee: free.

Interest-free period: 20-5 1 day

Minimum repayment ratio: 10%

Cash withdrawal fee: domestic 1%, the lowest 8 yuan (ATM) of the Bank, the lowest 10 at the counter and the lowest12 at other banks; Overseas unionpay ATM 1% minimum 15 yuan RMB, overseas VISA ATM 3%, minimum $3.5, and overseas bank or international organization member bank counter 3%, minimum $3.5 (other expenses arising from overseas non-China bank outlets shall be borne by the cardholder).

Late payment fee: 5% (the unpaid part of the minimum repayment amount), and the minimum is RMB 10 yuan or USD 1 yuan.

Overlimit fee: 5%, with a minimum of RMB 65,438+00 or USD 65,438+0.

Fee for reading the bill: 15 yuan/sheet or $5/sheet. Other fees that may be charged by international organizations or overseas institutions for checking purchase orders of overseas transactions.

Handling fee for reissued bills: it is free to reissue bills within 3 months; Made up 3 months ago, each charge is 5 yuan.

Overcharged handling fee: 5‰, with the lowest 5 yuan or 1 USD and the highest 200 yuan or 30 USD.

Foreign exchange handling fee: 1.5%

Loss reporting fee: 40 yuan.

Card replacement fee: 15 yuan

Emergency card replacement fee: 148 USD/card (this fee is charged by international organizations).

Cost of resetting password letter: 15 yuan.