1, time freedom: the network to understand the insurance is no longer confined to the traditional and the agent face to face invitations, as long as you have time to browse a variety of preferred insurance products at any time, anywhere.
2, can be compared: the network is a large "encyclopedia", a click of the mouse can search for all the products you want, you can also compare and contrast, to see which one is more cost-effective.
3, the insurance is convenient: online insurance just need to follow the corresponding process of clicking the mouse to insure, do not need to prepare complicated materials.
4, cheap: online insurance eliminates the need for intermediaries, agents and other links, low cost, so the premium is also 15% cheaper than offline.
While there are many advantages and disadvantages to buying insurance online, you should not ignore the disadvantages:
1, there are hidden dangers in network security. Many people are worried about whether the website will disclose their information, and even more worried about their name and phone number on the Internet in case it is stolen by hackers or other unscrupulous agents to be harassed in the future.
2. The terms and conditions of some insurance policies are complicated, and it is difficult to explain them clearly to consumers over the Internet.
3, some types of insurance need to be constrained by a variety of requirements such as medical examinations, interviews, etc., online insurance is obviously not appropriate.
As you can see, there are both advantages and disadvantages to buying insurance online, and you need to be careful about taking out insurance. Generally speaking, as long as you choose a formal website to buy insurance, it is still relatively reliable.
This answer is provided by the company, which is a credit service brand of Du Xiaoman Financial (formerly Baidu Financial), providing personal consumer credit services for the public and creating an innovative consumer credit model. Rich flower using artificial intelligence and big data risk control technology, to bring users convenient, fast, peace of mind Internet credit services. The cell phone clicks on the following immediately measured amount, the highest borrowing amount of 200,000