The number of times the report was queried over the Internet during the year will be updated in real time in the report queried by the Internet terminal, and this item will be updated one day later in the report queried by the branch centers. The details of the query record segments in the report of the sub-center query will be updated in real time after the Intranet query, and this segment in the report of the Internet query will be updated after 1 day.
When a data reporting agency updates identity information, credit records or history of delinquency records in a non-reporting way, the latest modification result will be displayed in the credit report of the branch center inquiry, and the modification result will be updated in the report of the Internet-based inquiry after 1 day.
Expanded Information:
Personal credit report (personal version) queried at the credit sub-centers is generated on the intranet side of the credit reporting system.
The credit reports queried on the two web sites are basically the same, but due to the inability of real-time interaction of data between the two web sites and the protection of information security, there is still a slight difference between the reports queried on the two web sites.
For security reasons, only the last 4 digits of the customer's ID number are displayed in the personal credit report (individual version) queried on the Internet, and the rest of the digits are shielded with asterisks, while all the customer's ID number is displayed in the personal credit report (individual version) queried on the credit collection sub-center.
People's Bank of China Credit Reporting Center - Interpretation of Personal Credit Report (Individual Version)