Professional wind control in the era of big data
A few days ago, the 11th Beijing Gold Expo was officially opened at the Beijing Exhibition Center, with more than a hundred financial institutions from all over the country participating in the show. It is understood that this year's Gold Expo has obviously increased the importance of Internet finance, a number of excellent Internet financial companies have become the highlights of the exhibition. Internet + finance seems to be no longer new, but the importance of this Golden Expo shows the development potential of Internet + finance.
To this end, the reporter contacted the domestic well-known car loan P2P platform Jiu Rong network responsible person Xu Ben, *** with the same to discuss the Internet under the era of big data risk control capabilities. The head of Jiu Rong Network Xu Ben is an Internet industry veteran, while having many years of experience in the financial industry. Product design, project planning, integrated marketing, data mining, team operations have unique insights, familiar with the mastery of pre-lending, lending, post-lending and a series of business processes such as risk control, has led the excellent lending team in the operating experience in the loan overdue rate of less than 1%, at the same time on the Internet finance has a deep cognition and sensitivity, familiar with optimizing the integration of network and offline resources, and always pay attention to the latest Internet financial policies and dynamics.
Xu Ben believes that in the current era of the so-called big data, the P2P industry's risk control capabilities will be the main factor in determining whether the platform can survive. "Big data is a new means produced after the development of the network to a certain stage, and with the help of the characteristics of big data, the P2P industry has a lot to offer in strengthening its wind control ability." Xu Ben believes that the generation of big data technology has enhanced the P2P industry's wind control ability from the technical level, and Internet financial platforms should seize the opportunity of this technological innovation to strengthen wind control management.
For example, the EPR system independently developed by the technical team of Jiu Rong network is an online and offline office system, mainly covering business process management, wind control audit management, professional vehicle evaluation and monitoring, human resource management, financial resource management, information resource management and other integrated integrated enterprise management software. Through the integration and consolidation of information, an efficient supply chain system is formed, which greatly improves the work efficiency, optimizes the operation mode of the enterprise, maximizes the resource efficiency, and further enhances the core competitiveness of the enterprise. Through big data thinking, it improves the ability of platform risk control.
The reporter learned that in August this year, the United Credit released the "Nine Rong network lending platform governance structure evaluation and product risk rating report" will Nine Rong network classified as a recommended investment category, affirmed the Nine Rong network's ability to risk control.
"The enhancement of the wind control ability can retain investors more than registering to send concessions." Xu Ben said to seize the needs of investors on the safety and security of funds, Jiu Rong network with better risk control capabilities in the many Internet financial platforms to stand out. According to the relevant introduction, Jiu Rong network is a professional car loan P2P platform, the source of its assets market stock is large, the single amount is small, the disposal cycle of assets is short. Xu Ben said that the current used car market is in a high-frequency flow state, the vehicle is easy to realize, the risk of a high degree of control. Jiu Rong Network through a number of GPS instruments to track the collateral vehicles, can grasp the specific dynamics of the collateral vehicles, to protect the safety of investors' funds. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that with the help of your own personal computer.
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