Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. New definition of critical illness ranking announced! The first place is it!
1, the probability of children suffering from serious diseases is high.
Children's resistance is poor, so the risk of illness is high, colds and fever are common, and the probability of serious illness is not low. According to the statistics of the World Health Organization, malignant tumor has become the second most fatal factor for children.
2, the cost is high after suffering from a serious illness.
Although medical technology is developing rapidly now, the possibility of curing many serious diseases is getting higher and higher, but the cost of treating serious diseases is still very expensive. Take leukemia, a child with high incidence and serious illness, as an example. If bone marrow transplantation is needed, the cost may be hundreds of thousands, and the risk after transplantation is also high, and subsequent rehabilitation and other expenses are needed. For most ordinary families, treating a serious illness may empty all savings, which is prone to "returning to poverty due to illness".
Newborn children need not only critical illness insurance, but also medical insurance. After the child is born, it is necessary to apply for children's medical insurance as soon as possible and allocate commercial medical insurance. Although it is necessary to provide children with critical illness insurance, if the family's economic conditions are limited, medical insurance can be given priority.
To help a newborn baby buy critical illness insurance, you can consult the people's baby. This is an insurance technology company based on big data and AI, focusing on the application of artificial intelligence technologies such as intelligent recommendation decision-making model, industry knowledge map and data mining in insurance marketing, and providing comprehensive insurance marketing solutions such as intelligent underwriting consulting system, user risk identification and precision marketing.