Meituan lending money is formal and reliable.

1, the United States to borrow money and called "United States small loans", if you look carefully, you will see the borrowing page at the bottom of a line of small words, "loan funds provided by the Chongqing three fast small loans and its partner financial institutions," the money is on the credit card! The company's website has been updated with the latest information about the company's website and its website.

2, volleyball operation: pure online credit loans, according to the day to calculate the interest rate, the daily interest rate of 0.05%, annualized rate of 18%, in addition to no other costs.

1, the ecological chain of Meituan Dianping, merchants all over the country, penetrating the capillaries of the service sector, they have different financing needs, but also have the same demands, such as the hope that the interest rate is low, the amount of money is high, the speed, the confidentiality of the information and so on. At the same time, in response to the ant foot small micro loan short, small, frequent, urgent and other special boring hall high point, the United States small loans through the platform data for customers to provide a convenient, flexible, fast loan experience to maximize the loan to meet the needs of enterprises.

In this regard, some analysts pointed out that, compared with the bank's microfinance, the core of the Mission microcredit model is the "liver and gall bladder", enterprises and merchants are familiar with each other to support each other, greatly reducing the cost of information interaction.

Therefore, both wind control and efficiency are higher than traditional loans. In the view of the industry, professional financial institutions to provide loan services to catering small and medium-sized enterprises, it is difficult to have derivative services as well as value-added services.

2. And Meituan Dianping, as a platform connecting upstream and downstream, with the help of the catering ecosystem and with big data, serves both the B and C ends at the same time, with high efficiency and large coverage, which greatly enhances the added value and additional services for both the B and C ends.

Serving small and micro-enterprise loans is more than just financing and borrowing, it is also a way to enhance the service to platform merchants from within their own system and support them to develop more healthily.

3, in the view of industry insiders, from pure lending to help small and medium-sized enterprises to do business, is the concept of small and medium-sized financing a huge progress. This is also a pure lending relationship of the bank is difficult to reach, the traditional way the bank is not involved in the operation of the merchant, is a simple creditor and debtor relationship, without any emotional color.

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