One, Minsheng Bank SME loan product innovation

Do a good job of market analysis and the city to implement differentiated policies

Two, Minsheng Bank SME loan product innovation

Big brother, there is no such thing as a free lunch, the interest-free loan is just an advertisement, the actual operation will charge you all kinds of fees, may be a one-time, so you have to weigh the difference between the fee and the interest. The actual operation will charge you all sorts of fees, which may be one-off, so you have to weigh up the difference between the fees and the interest, especially for short-term borrowings of two or three months.

Third, what does Erjian Minsheng do?

Erjianminsheng (Ejianminsheng) is a company specializing in China's health sector, founded in 2015. Its main businesses include insurance products, physical examination services, and smart healthcare. Its online health management platform provides users with convenient and fast health solutions. Meanwhile, Erjian Minsheng has accumulated a large amount of user data and utilizes big data and artificial intelligence technology to provide users with better health management solutions and services. In recent years, Erjian Minsheng has continued to promote the innovation of health science and technology and insurance, and has gradually become a leader in the industry, and has always taken the mission of "benefiting the whole society" as its mission to contribute to the development of China's health cause.

Four, Minsheng Bank E loan

April 25, in order to serve the "peak carbon dioxide emission reduction, carbon neutral" national strategy, and accurately promote the low-carbon transformation of real enterprises, Minsheng Bank held a product conference in Beijing, the official release of the Minsheng Bank held a product conference in Beijing on April 25, officially launching the "Minsheng Carbon E Loan" product. Guests from enterprises, research organizations and financial institutions attended the conference. Ma Xiaoyan, Deputy General Manager of British Group, Shi Jie, Vice President of Minsheng Bank, and relevant leaders of MIIT SME Development Promotion Center attended and delivered speeches. In the presence of guests from Inventec Group, Minsheng Bank, MIIT SME Development and Promotion Center, and external organizations, Minsheng Bank released its first innovative product for SMEs, "Minsheng Carbon E Loan", which is based on the carbon account of Inventec International Holding Group Limited (Inventec Group). "(Minsheng Carbon E Loan), aiming to utilize the strengths of both parties to solve the pain points of SMEs in low-carbon transition, such as difficulties in measurement, assessment, profitability and incentives. A year ago, Minsheng Bank held a product conference in Beijing, officially launching four major products, namely investment, finance, chain and operation, to comprehensively build Minsheng Bank's "Fung Wo" green financial product system, and to help "peak carbon dioxide emissions and carbon neutrality" goals to be realized smoothly. Minsheng Carbon The "Minsheng Carbon E Loan" product released this time is a legacy and innovation of the "Fung Ho" green financial product system. The product is based on the carbon account and carbon points launched by Inventec Group, uses the carbon evaluation system in the bank's credit rating system, builds a new evaluation system integrating the evaluation dimension of "carbon capacity", and provides a full-cycle, multi-scenario, rating-customized differentiated and comprehensive carbon financial product system and ecosystem services, with outstanding low-carbon performance. According to the report, the current product system of "Minsheng Carbon E-Loan" includes four major service scenarios: firstly, "Low Carbon Inclusion", which gives preferential gift packages for carbon reduction based on the carbon assessment data to strengthen support for inclusive finance; secondly, "Carbon Reduction and Financing Chain", which relies on the "Carbon Capacity" assessment dimension to provide differentiated comprehensive carbon financial product system and ecosystem services according to the rating. The second is "Carbon Reduction and Financing Chain", which relies on energy big data to provide green credit enhancement, empower suppliers to reduce carbon and improve efficiency, and create a green energy supply chain; the third is "Carbon Reduction and Customs Clearance", which helps cross-border small and medium-sized enterprises (SMEs) to benefit from carbon reduction, increase their carbon reduction revenue, and hedge against "carbon tariff" costs of the importing country based on carbon reduction performance; the fourth is "Low Carbon Inclusion". The fourth is "Carbon Sequestration and Technology Creation", which targets "specialized and innovative" enterprises and, based on the assessment results of their "carbon accounts", creates a whole product chain, whole cycle, and a green supply chain. The fourth is "Carbon Sequestration Technology", which aims at "specialized and innovative" enterprises, and based on the assessment results of their "carbon accounts", we will create preferential products for the whole product chain, the whole cycle, and the whole scenario, so as to support carbon sequestration, value-added and green growth. This meeting is also the first public appearance of Indus Group's "Carbon Account" system. According to the introduction, this "carbon account" has five major features: authoritative data calculation capability, scientific electric carbon algorithm, credible technology use, platform service support, and low-carbon service transformation, which builds a practical digital infrastructure to support the green transformation of enterprises. The relevant person in charge of Minsheng Bank said that the bank will further reduce the charges of small and medium-sized enterprises, to help them in the process of green transformation to obtain lower-cost funds and more preferential and intimate rights and benefits, in order to achieve the "double carbon" goal and rural revitalization to contribute to the "people's livelihood and financial strength". ID:jrtt Related Questions and Answers: