Internet asset management refers to the full use of big data analysis, quantitative financial models and intelligent algorithms, according to the investor's risk tolerance level, expected return target and investment style preferences and other requirements, the use of a series of intelligent algorithms, portfolio optimization and other theoretical models, to provide users with investment references and monitor market dynamics, the configuration of the assets automatically rebalanced to improve the rate of return of the assets, thus allowing investors to achieve "zero basis, zero cost, expert" dynamic asset investment allocation. This allows investors to realize "zero-based, zero-cost, expert-level" dynamic asset investment allocation.