Xiaomi Loan is reliable.

Xiaomi loan is the third product of Xiaomi Finance after May 2015 current treasure and June fund treasure. It is a pure credit loan product for 150 million Xiaomi users, which means that credit is collected from Xiaomi cell phone users through big data without collateral. At the same time, it has the advantages of simple procedures, fast loan acquisition, no collateral required, and flexible repayment methods. Open millet loan users, just download millet financial app, real-name authentication and sweep the face, once you get a quota can be loaned.

The judging criteria of Xiaomi Finance is based on its own big data for analysis, including the frequency of using Xiaomi cell phones, the behavior of shopping at Xiaomi.com or Xiaomi Mall, and so on. Secondly, the maximum lending amount of millet loans is 1 million yuan, and the destination of the funds is clear. There is also the fact that commercial banks carry out personal consumption loans, the amount of money is relatively decentralized, and the management of funds is still quite cautious.

Notes:

1, in the financial penetration of people's lives more and more today, a good credit record will benefit people for life, when personal financial difficulties, the borrower should take the initiative to negotiate with the lending institution, apply for an extension of the repayment period that is to extend the term or change the repayment method.

2, online lending is a double-edged sword, the use of good will bring convenience to their own lives, the use of bad, will bring themselves many troubles, and this sword can not open the seal, but also depends on your own.