Actuaries have been on the authoritative evaluation list published by American News for many times. This year, it is among the best again. Actuaries in their published? The best business work in 20 18 ranked second, and the best STEM work in 20 18 ranked third.
Business Insider, Forbes and The Wall Street Journal are also a pair of actuaries. Working environment, employment prospects, job security, promotion opportunities and salary (especially salary) have outstanding advantages as an actuary. Actuaries spend most of their time from nine to five.
☆? There is a shortage of more than 9,000 actuarial talents in China, and the employment field is vast.
China's actuarial industry started late. By 20 18, there are only about 1000 actuaries in North America, and the demand for actuaries in China is still in short supply. The demand for actuarial talents will reach 25,000-35,000 in 2023 and 50,000-60,000 in 2028. With China's entry into WTO, international insurance giants' opening up markets in China and the demand of domestic enterprises, China insurance industry has become a battleground for military strategists. China families need to provide more support and protection for their old-age preparation, and emerging middle-class families need to provide property insurance protection. China's insurance market has been growing rapidly. According to experts' prediction, China will need tens of thousands of actuaries in the next decade. The Belt and Road Initiative will be a long-term opportunity for life insurance and property insurance.
Under the "Belt and Road Initiative", there will be more infrastructure construction and more traffic activities, which will provide property insurance and accident insurance companies with opportunities for diversified traffic-related insurance. Taking the "Belt and Road" as an opportunity, property insurance and accident insurance companies no longer rely entirely on auto insurance. Actuaries need to develop more insurance products to ensure business diversification. With the continuous development of the "Belt and Road", the population along the route will become richer and richer, and the middle class will continue to grow. These people will naturally have needs in life insurance, property insurance and accident insurance, and actuaries can also play an important role in these aspects. Therefore, students who have obtained actuarial qualifications in North America have great career potential and development space, whether they stay in North America or in China in the future. You can work not only in traditional commercial insurance pension companies, but also in financial banks, investment institutions and fund government departments.
☆ North American actuary qualification-an opportunity to open the road to job hunting.
●? Traditional actuarial insurance fields: AIG, insurance, AAA, Liberty Mutual, etc.
●? Medical insurance company:? For example, Kaiser Medical, Delta Dentistry and Blue Shield California.
●? Investment companies, banks, securities fund companies, actuarial consulting, accounting firms
●? Government departments? For example, the actuarial department in Britain, the social security department in the United States and Ministry of Human Resources and Social Security in China all make retirement pension plans.
●? Non-traditional actuarial insurance field
-The rapid development of emerging science and technology industries such as big data, Internet, artificial intelligence, NASA and Meteorological Bureau has created a demand for actuarial talents.
☆ golden job function, achieving all-round compound talents.
Product development and design: Actuaries will be responsible for designing and developing new insurance products. Supervise the formulation of terms, price design and market forecast. After the new insurance product is finally designed, it must be signed by an actuary (North American actuary).
b？ Investment consultant: Actuaries put forward reasonable financial investment suggestions and monitor the risk index of capital flow through the analysis of the company's assets. Provide analytical help for the investment of the company or major customers.
c？ Insurance product management: after the product is sold, actuaries participate in product management. Analyze the implementation of the insurance plan and the amount of funds that may be needed in the future. Help evaluate the implementation of investment income paid to customers. Many senior executives such as CFO and general manager of insurance companies are actuaries.
D. financial risk management: actuaries need to estimate the amount of reserves and plan future expenditures; Audit financial reports, grasp the investment direction, accurate risk assessment ability, and ensure the safety and profitability of investment.